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Over the past few years Peer 2 Peer (P2P) lending has rapidly expanded, providing investors, looking for a better rate of interest, an alternative to traditional savings model. P2P has also enabled individuals, or “peers”, access to funds without going through traditional financial intermediaries such as banks, payday loan providers and other traditional financial institutions.

This shift from the traditional lending and saving model means that it is extremely important that providers assist their investors and borrowers in understanding the risks entailed in P2P lending and that the providers are aware of the regulatory requirements imposed upon such funds.

Thistle Initiatives have a wealth of knowledge and experience in assisting P2P providers in becoming directly authorised with the FCA or becoming an appointed representative of Resolution Compliance.

To date, we have a 100% track record in obtaining authorisation for firms in respect of P2P lending with a variety of business models; from property to traditional consumer and business lending.

Feel free to call us for a no obligation assessment of the best approach for your business

Telephone: +44 (0)20 7436 0630


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