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Peer-to-Peer Lending

Our expert team provides specialist Peer 2 Peer compliance & regulatory support for the P2P lending (or peer-to-peer lending) sector.

Our extensive regulatory support service has a 100% success rate supporting P2P lending firms through the FCA authorisation process. We also help many of the UK’s peer-to-peer lenders with the challenge of keeping up to speed with a constantly evolving regulatory landscape.

We can support you with a comprehensive range of Peer 2 Peer compliance support services, including auditing, training, and expert professional advice. We’ve been involved in the P2P lending market from the very start. The experience and insight that’s given us means we’re fully equipped to help you meet your regulatory obligations.

P2P lending (online intermediary platforms connecting borrowers and lenders) is still a relatively new concept. But it’s a rapidly expanding sector, not least because it offers borrowers a route to finance they might struggle to access via more traditional lenders.

The introduction of the tax-free Innovative Finance ISA (IFISA) in 2016 provided a significant boost to the peer-to-peer lending sector. Many P2P lenders now take full advantage of the IFISA to offer lenders competitive rates in an attractive tax wrapper.

Peer-to-peer lending is a key area of focus for the FCA. New regulatory guidance is emerging all the time. This makes it absolutely vital for all participants in today’s dynamic and rapidly-evolving P2P lending sector to keep fully up to date.

Recent examples of regulatory change affecting the Peer 2 Peer compliance market include: the FCA’s intervention on peer-to-peer lenders’ wind-down arrangements, its review of the property lending sector and the new rules for P2P platforms introduced by the regulator late in 2019. These are just a few of the many areas in which P2P lenders benefit from our expert compliance advice and support.

Whether you’re just starting out as a P2P lender or you’re an established business, whether you’re looking for ad-hoc or ongoing P2P regulatory support, we can help – and we’d love to hear from you.

We can also provide specialist support in specific areas such as: helping you prepare (or drafting from scratch) the key policies and manuals required of P2P lenders, implementing new regulatory frameworks, and project work on model and product development.

For more information about our Peer 2 Peer compliance support and advisory services, call 0207 436 0630 to speak to a member of our team or email

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