Navigating FCA Product Sales Data: Key Insights for Regulated Credit Lenders

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Product Sales Data (PSD) reporting is a key regulatory focus for consumer credit lenders in 2025. In this webinar, our team explored how firms can best prepare for the new requirements, drawing on our experience supporting lenders across the market.

We reviewed the FCA’s policy statement and shared insights into how firms are planning and incorporating PSD reporting into their existing systems. The session also included practical guidance on how to handle gaps in reporting, particularly where certain data points may be difficult to capture.

Watch the recording to hear our expert discussion, including key challenges we’ve seen and actionable steps firms can take to strengthen their approach.

 Topics discussed

• An Overview of PSD: What does this mean for firms and where are we now in relation to the implementation? 
• Thresholds: Where does your firm sit and what does this mean for your reporting schedule? 
• Data Item Definitions: Has the regulator provided clarity on what could be considered conflicting data points? 
• Reporting Structures and Strategies: What have we seen work well and what testing could firms be doing ahead of the implementation? 
• Concluding Remarks: How can Thistle support with your PSD programme?