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“Both the Credit and Payment Services Teams at Thistle provided invaluable support for both our applications to the FCA. At every step of the journey, both teams gave us great insight into our compliance systems and controls, as well as how we should adapt our business model to fit within the FCA’s regulatory framework. Their diligence and work ethic really made the whole process less stressful, so the rest of the Aperidata team could concentrate on growing the business ahead of launch.”

Stephen Ashworth / Aperidata

“Thistle provided us with invaluable, technical advice during our FCA application process. The team took time to understand the particulars of our business and then apply their knowledge, skill and expertise to ensure that commercial goals were being met, whilst also ensuring regulatory requirements and objectives were a central focus to business operation.”

Andrew Tapsell / Cherry Godfrey


“Thistle Initiatives provided us with invaluable guided support to obtain FCA Credit Broker authorisation, the service from Shazana and the team was quick, responsive and efficient and we would highly recommend them to others.”

Japanese MPV Specialist

“Thistle has been incredibly supportive throughout our FCA application process. They worked closely with us to compile all the required documentation, as well as providing valuable consultancy advice along the way, looking at aspects from both a regulatory and commercial standpoint something which really made a difficult process easier.”

James Rose / Loans 4 Ops


“Thistle’s guidance during our FCA application was very helpful. As a new company to the market, they helped us to successfully get our FCA approval and meanwhile advising us on where they could. The team at Thistle were engaged, knowledgeable and supporting, exercising their experience in the best way to approach regulation, compliance and the FCA in order to help us create more liveable cities with our full-service monthly bike-membership. I would be very happy to recommend Thistle to other firms.”

Onno Huyghe / Swapfiets